Archive for the ‘Home Services’ Category

Little Egg Harbor Tree Company: Year-Round Tree Care

Posted by admin at July 30, 2025

Category: Home Services, Tree Care

Caring for your property means more than just mowing the lawn and raking leaves. It also means taking care of your trees. A professional Little Egg Harbor tree company helps ensure your trees stay healthy, safe, and beautiful all year long. From routine inspections to emergency storm response, tree experts provide essential services that protect both your home and the natural landscape around it. Many homeowners wait until there’s a visible problem—like a fallen limb or a tree that’s clearly dying—before calling for help. But with regular seasonal care, these issues can often be prevented entirely. Proactive tree maintenance is one of the smartest investments you can make in your home’s safety and curb appeal. Whether you’re prepping for hurricane season or just want your trees looking their best, working with a trusted local company like Ben Bivins Tree Experts makes all the difference.

Spring and Summer Tree Services

As the warmer weather arrives in Little Egg Harbor, trees come back to life. However, that growth can cause problems if not managed. A qualified tree company should inspect your property in spring to assess for dead limbs, weak branches, or fungal growths that may have taken hold over the winter. Early spring is also the ideal time to prune many species of trees, which helps shape the canopy and promote strong, balanced growth through summer.

Summer, on the other hand, is peak time for pest infestations and drought stress. A professional can apply preventative treatments to protect against threats like gypsy moths, aphids, or bark beetles, which can severely damage or even kill a tree if left unchecked. Additionally, if you have large trees near power lines or your home, a mid-summer trimming may be necessary to reduce risk before hurricane season rolls in.

Fall Tree Care by Little Egg Harbor Tree Company

Fall is a critical time for preparing your trees for winter. As the weather cools down, tree roots continue to grow underground, even though the foliage may drop. Mulching around the base of trees in the fall helps retain soil moisture, insulates the roots, and suppresses weeds. A Little Egg Harbor tree company can deliver and spread mulch made from fresh, organic wood chips. In fact, often, this mulch is from trees they’ve already removed that were free from pests and diseases.

Fall is also the perfect time to fertilize. As nutrient uptake slows, trees benefit from a slow-release fertilizer applied in the fall that supports healthy root development over the colder months. Arborists can also inspect trees for signs of disease or decay, removing vulnerable limbs that could fall during a winter storm.

Winter Tree Services

Many homeowners assume tree care stops during the winter. For residences this may be true as far as maintenance, but this season brings its own set of risks. Ice storms and snow accumulation can weigh down limbs and cause major breakage, especially if a tree has been previously weakened. A professional tree company should be your first call after a winter storm. With heavy-duty equipment and trained climbers, they can remove dangerous limbs safely and efficiently.

Winter is also one of the best times to prune certain types of trees, particularly those that go fully dormant. Without leaves obstructing the view, arborists can clearly assess the structure of the tree and make precise cuts that promote healthy regrowth in spring. If a tree has died or poses a risk to nearby structures, it’s easier and safer to remove it in winter when surrounding vegetation is sparse and the ground is firm.

Healthy Trees Add Value to Your Property

Healthy tree in a suburb cared for by Little Egg Harbor tree company

Beyond safety and aesthetics, well-maintained trees can actually boost the value of your property. Real estate experts consistently list mature trees as a top feature homebuyers look for, especially when they’re neatly pruned and not encroaching on buildings or wires. A certified Little Egg Harbor tree company will not only manage your tree’s health, but also help you plan the best layout for your landscape. They can recommend removals or new plantings that improve sunlight exposure, airflow, and soil health. If you’re planning to sell your home in the future, even minor tree services like canopy lifting or stump removal can make a big impact on curb appeal. And if you’re staying put for the long haul, healthy trees provide shade in summer, reduce heating costs in winter, and offer lasting beauty for years to come.

Why Trust Ben Bivins Tree Experts to Serve as Your Little Egg Harbor Tree Company?

Choosing a trusted tree company in Little Egg Harbor is more important than many homeowners realize. The team at Ben Bivins Tree Experts understands the unique coastal climate and native tree species of southern Ocean County. Their commitment to safety, education, and customer satisfaction sets them apart. From hazard tree assessments and storm cleanup to stump grinding and firewood delivery, they offer the full range of services you need.

More importantly, their work is rooted in environmental responsibility. They recycle what they remove and can help you make sustainable choices about your property. Whether you have a small residential lot or a larger wooded area, their certified arborists have the skills and tools to keep your landscape looking great in every season.

Work with the Best Tree Company in Little Egg Harbor

One tree shown in four quadrants where the tree is shown during each of the four seasons

Trees are one of your property’s greatest assets—until they become a liability. Don’t wait for a falling limb or diseased trunk to force your hand. With proactive seasonal maintenance from a professional Little Egg Harbor tree company, you can keep your yard safe, healthy, and beautiful year-round. Ben Bivins Tree Experts combines expertise, safety, and local experience to deliver reliable tree services no matter the season. Whether you need pruning, removal, or advice on planting the right trees for your space, they are the team to call. Keep your property protected and your trees thriving by scheduling a consultation with Ben Bivins Tree Experts today.

No Comments

Beware of Scams in Relation to Chimney Service in Lacey

Posted by admin at September 11, 2024

Category: Home Services

Hiring a reliable chimney service in Lacey can be challenging, especially with the number of scam companies targeting homeowners. As chimney maintenance is crucial for the safety and efficiency of your home, it’s essential to ensure you’re working with a reputable company. Unfortunately, scammers often prey on homeowners by offering low prices, using scare tactics, or providing subpar services that can lead to costly repairs down the line. Some even claim false certifications or perform incomplete inspections to charge more for unnecessary work. To avoid falling victim to these schemes, it’s vital to know what to look for when hiring a chimney service. In this article, we’ll outline the warning signs of common chimney service scams, provide tips on how to vet potential companies, and share best practices to ensure you get high-quality, honest service for your chimney needs. Stay informed and protect your home from costly mistakes.

Beware of Companies That Use Scare Tactics

One of the most common scams in the chimney service industry involves using scare tactics to pressure homeowners into unnecessary repairs. Scammers often present themselves as “experts.” However, they conduct rushed inspections and often claim your chimney is a severe fire hazard when it is not true. They might show you pictures of soot or cracks from other homes, convincing you they’re from your chimney. These tactics create a sense of urgency, making homeowners feel compelled to agree to immediate and often overpriced repairs. Some may even insist on starting work immediately, without giving you the chance to seek a second opinion. Legitimate chimney service companies will provide a detailed inspection report, explain the condition of your chimney, and give you time to consider your options. Don’t fall for high-pressure sales tactics. Always take your time, get a second opinion, and ensure you’re working with a reputable company.

Don’t Fall for Bait-and-Switch Tactics for Chimney Service in Lacey

Couple looking at bill that is significantly higher than estimate given for chimney service in Lacey

The bait-and-switch method is another common tactic used by unscrupulous companies to scam homeowners. This scam starts with an attractive, low-cost service offer, such as an inexpensive chimney cleaning or inspection advertised through flyers or online ads. Once they gain entry to your home, the technician will claim they found serious issues with your chimney. They often exaggerate or fabricate problems to inflate the cost. Furthermore, they may show you pictures of damage that isn’t even from your chimney or use confusing technical jargon to make the situation seem dire. Then, the company will pressure you into agreeing to immediate, costly repairs that were never part of the original service offer. In many cases, the initial low price is merely a tactic to get their foot in the door. To avoid falling victim to the bait-and-switch, always get multiple quotes and ensure the company is licensed and reputable.

Other Scams Crooked Companies Use

In addition to scare tactics and bait-and-switch schemes, chimney service scammers may use other deceptive methods to target homeowners in Lacey. One common tactic is claiming false certifications or qualifications, presenting themselves as licensed professionals when they are not. Some scammers may also offer unrealistically low prices, only to cut corners on the job, leaving your chimney in worse condition or failing to meet safety standards. Another red flag is when companies insist on cash-only payments or refuse to provide written estimates or contracts. This makes it harder for homeowners to dispute poor service. Frequently, fraudulent companies perform unnecessary work, replacing parts of your chimney that were in perfectly good condition. To protect yourself, always check for proper credentials, read reviews, ask for references, and request detailed, written estimates before committing to any chimney service. These precautions can help ensure you’re working with a trustworthy company and avoid costly scams.

Protect Yourself with Knowledge About Chimney Service in Lacey

Red triangle with an exclamation mark and the word SCAM in black warning homeowners of crooked companies in relation to chimney service in Lacey

Protecting yourself from scams in relation to chimney service in Lacey requires diligence and informed decision-making. By recognizing the warning signs, such as scare tactics, bait-and-switch schemes, false certifications, and pressure to pay in cash, you can avoid falling victim to dishonest companies. Always take the time to verify a company’s credentials, request multiple quotes, and read customer reviews before committing to any service. A reputable chimney service company will provide detailed estimates, clear explanations, and will never rush you into making decisions. Remember, regular chimney maintenance is essential for your home’s safety, but it’s equally important to ensure the work is done by qualified professionals. By staying vigilant and informed, you can protect your home from both fire hazards and financial loss due to scams. Prioritize finding a trustworthy company to keep your chimney—and your peace of mind—well-maintained for years to come.

No Comments

Top 3 Reasons to Buy Homes for Sale in Manchester NJ

Posted by admin at April 24, 2023

Category: Financial, Home Services, Real Estate

You might hear a lot about the state of NJ. It certainly has its own set of myths and bad rumors spread about it. But the people that actually live there know that there is beauty, fun, and community all over this oceanside state. One popular town in Ocean County is Manchester. Located next door to the larger Toms River and not far away from the shore town of Seaside Park, many people are looking to buy homes for sale in Manchester NJ and they are using The Real New Jersey to find out more about them. The township covers an area of 82.9 square miles and has a mix of urban and rural areas. Let’s take a look at the top 3 reasons people are relocating to Manchester.

Location, Location, Location

If there is one thing everyone knows about real estate it’s that location matters. Manchester is situated in a prime location in Ocean County, which is a popular destination for people looking to retire or relocate to the Jersey Shore. Manchester is located just a short drive away from some of the best beaches in New Jersey. Residents can easily take a day trip to the beach or spend a weekend soaking up the sun. Manchester offers easy access to parks and recreational areas, as well as cultural attractions and shopping centers. All homes for sale in Manchester NJ are close to numerous parks, hiking trails, and outdoor recreational activities. The area is known for its excellent fishing, boating, and hunting opportunities, making it an ideal destination for outdoor enthusiasts.

The Community is a Big Reason Why People Want to Buy Homes for Sale in Manchester NJ

Despite being located near several larger cities, Manchester has a small-town feel, which many residents appreciate. The community is close-knit, and neighbors often know each other, creating a sense of familiarity and belonging.

Manchester, NJ is a community that offers a variety of social activities and events. Residents can participate in various sports, clubs, and organizations, which help foster a sense of community and belonging. Plus, despite its small size, Manchester has a vibrant arts and culture scene. The town is home to several galleries, museums, and theaters, providing residents with ample opportunities to explore and appreciate the arts. Manchester hosts several annual festivals and events, including the Pine Barrens Festival and the Renaissance Festival. These events offer visitors the opportunity to experience the town’s unique culture and traditions.

Manchester Township School District serves the community with several highly-rated schools, making it an excellent place for families with children. The district has a diverse range of educational programs and resources, ensuring students receive a high-quality education.

Homes for Sale in Manchester NJ are Affordable to Many

Compared to many other areas in New Jersey, Manchester is relatively affordable in terms of housing costs and the overall cost of living. Home prices in Manchester, NJ, are generally lower than in nearby towns, making it an attractive option for first-time homebuyers and those on a budget. Most people who live in single-family homes in Manchester own their home rather than renting. However, just because it is more affordable to live here, that does not mean it is an unsafe place to live. Manchester has a low crime rate, making it a safe place to live and raise a family.

Homes for Sale in Manchester NJ have For Sale Signs being covered up with Sold Signs

Visit The Real New Jersey for More on Homes for Sale in Manchester NJ

Overall, there are plenty of fun things to do in Manchester, NJ, whether you’re interested in outdoor recreation, cultural activities, or simply relaxing on the beach. For anyone searching for an affordable home in a safe, suburban town, check out homes for sale in Manchester NJ on TheRealNewJersey.com. Along with informative up-to-the-minute information on real estate, this site tells you what it’s really like living in the Garden State.

No Comments

Furnace Repair Manasquan Professional Recommendations

Posted by admin at January 19, 2023

Category: Home Services

Taking care of a furnace is certainly best left to the professionals. However, that doesn’t mean that there is nothing to do as a homeowner. In fact, there are quite a few things that can be done by anyone. These practices have an impact on how long an HVAC unit can last and how expensive the repairs are. We got a furnace repair Manasquan professional to give us some recommendations on how to best care for a furnace.

Attend to Your Air Filter

New air filter being installed into a furnace to help avoid furnace repair Manasquan

One thing all HVAC professionals recommend to every homeowner is to be sure to attend to the air filter in your furnace every few months. The first step in taking proper care of an air filter is to ensure you are using the right one. All air filters have a rating and using the wrong one can cause damage to your furnace.

Selecting an air filter that is not strong enough may allow large particles to enter the HVAC system. These particles can block air flow within the system or infiltrate parts that can break the whole machine.

A filter that is too strong can do just as much damage to a furnace. An air filter that doesn’t allow enough air to flow through it will put your furnace under unnecessary stress causing increased wear and tear. An improperly rated air filter will inevitably require a replacement system to be purchased long before the average lifespan.

Set Your Thermostat Appropriately

Just as the wrong filter can break your furnace, using your thermostat correctly goes a long way towards keeping your system free from furnace repair Manasquan appointments. For one, always be sure not to stress the system by setting the thermostat either too high or too low. In winter, if you find yourself comfortable at 72°F, you can try, instead, setting your thermostat a few degrees cooler. The less work your furnace does, the longer it will last. No matter how cold it is, a furnace should never need to run continuously. Keeping your thermostat clean, changing the batteries often, and programming set schedules all help to keep it operating right.

Don’t Leave Your Furnace Off Your Cleaning List

When you make a cleaning list, don’t forget to include your furnace on that list. The air filter is supposed to block dirt and debris from entering the system, but a better way to avoid particles from getting past a filter is to remove them from the environment. Keeping the space around your furnace as well as the surface of the furnace itself clean helps the unit last as long as possible.

To start, don’t store things like totes or boxes or large piles of anything too close to your furnace. A good rule of thumb is to give your furnace about 3-feet of space all around for the best performance.

Second, keeping the exterior of anything makes it easier to keep the inside clean. This absolutely goes for your furnace. Part of an annual inspection by a furnace repair Manasquan technician is a thorough cleaning, both inside and out. Homeowners that maintain a clean furnace often pay less for their inspections and need less repairs.

Unblock Your Vents and Registers to Avoid Furnace Repair in Manasquan

Long ago, it was believed that you could save money when using your furnace by closing off vents and keeping doors to unused rooms closed. Now, however, it is understood that this isn’t true. This can end up costing homeowners more money in the long run. Shutting or blocking vents causes extra stress on an HVAC system just like a dirty air filter. Occasionally, vents are blocked on accident by furniture, rugs, drapery, or other items. Take a walk around your house and make sure there is nothing sitting in front of, over or otherwise blocking air from exiting a vent. Floor vents can sometimes also be closed without your knowledge by being bumped so ensure all your vents remain open at all times. Every HVAC system is specifically designed for the space it is found in. Therefore, eliminating air flow exits puts unnecessary strain on the units.  

Keep your vents clear of obstruction to avoid furnace repair Manasquan

Furnace Repair Manasquan Professionals Recommend an Inspection Most of All

The easiest and most important task of all is to schedule annual maintenance of a furnace by a professional. These inspections provide cleaning and minor repairs to ensure the unit will last as long as possible. Plus, these services also maintain an efficient furnace. Furnace repair Manasquan every year greatly reduces the likelihood of major damages and allows the unit to operate at its highest efficiency possible.

No Comments

Top 3 Reasons to Call a Little Egg Harbor Tree Company

Posted by admin at October 20, 2022

Category: Home Services, Tree Care

Tree companies do a lot more than many people think. Some assume all they do is cut down branches and trees with little regard for the tree’s health. This could not be farther from the truth. It might seem like a Little Egg Harbor tree company is just excited to use their saws and cut down trees without abandon, but true professionals care about the well-being of the tree and the yard it is growing in. Performing tasks like limb removal without proper knowledge can be detrimental to a tree. It can also result in major damages on your property. Remove the risk of any casualties by hiring the experienced, expert crew of a Little Egg Harbor tree company.

Limb Pruning and Branch Trimming

Trees benefit from a good pruning just as much as flowers do. As trees grow, lower branches often die off. For mature trees, these branches are not only large, but are often very high up in the air and completely out of reach for anyone but a professional. Tree services of any significant size should not be attempted by homeowners. Not only is it dangerous and can cause personal injury, it often ends with major yard damage or worse.

Removing too many limbs at one time can put a tree under an immense amount of stress. Some trees are unable to recover from this type of damage. In addition to that, if limbs are left unevenly dispersed around the trunk, too much weight on one side of the tree can cause it to fall. This is just the tip of the iceberg of why tree care is best left to the professionals.

Sometimes a Tree Just Has to Go

Whether it be due to age or disease, sometimes the best thing to do with a tree is remove it. Certain trees are susceptible to certain diseases. The American Elm, for example, can fall prey to the Elm Yellows. A parasite that quickly and aggressively decimates the trees nutrient pathways starting with root hairs. The best way to control the spread is to remove any infected trees. Another native species, the Virginia Pine, can be infected by Pinewood Nematodes. As with Elm Yellows, as soon as symptoms of Pine Wilt are seen, trees should be removed. It is important to note that if trees are being removed due to pests or disease, the wood should be disposed of properly by the Little Egg Harbor tree company. These trees should never be chipped for mulch and the wood should be destroyed to ensure full removal of the blight.

Another situation where tree removal may be necessary is for large, old trees with mature roots that are disrupting landscape and hardscaping. Occasionally, these roots can even cause damage to foundations. Unfortunately, many people don’t consider the full-grown size of a tree before they plant it. Trees provide great shade and create beautiful landscapes. However, they should never be planted within 20 feet of a house when fully grown. Not only are the root systems of mature trees destructive, limbs and branches that hang over rooftops can also cause a lot of damage. Branches can create holes resulting in leaks and the need for expensive repairs. In the worst case, a full tree can topple over and crush a home.

Little Egg Harbor Tree Company can Help in Emergency Situations

If the worst-case scenario happens, make sure you know who to call. If you have a tree that fell on your car or worse, your home, call an experienced Little Egg Harbor tree company for help. With their equipment and professional staff, they can have your yard cleaned up in a short period of time. What would take you days to straighten up will take an expert crew a matter of hours. Plus, they can remove the downed tree or branches without causing additional damage.   

Little Egg Harbor tree company employee trimming high branches with a chainsaw

The Best Little Egg Harbor Tree Company Does More

Ben Bivins Tree Experts, also known as the best Little Egg Harbor tree company does so much more than trimming and removal of trees. For one, tree removal results in a lot of wood. Many tree companies offer this up for sale as firewood for locals. Furthermore, this wood can be chipped and used throughout the garden as mulch. And if spreading that mulch is too much for you, you can ask the crew to perform that service too. Add in stone removal and delivery, garden clean-ups in spring and fall, and other yard services, and there is little that the best tree companies can’t do.

No Comments

Looking for a Home Builder Ocean County?

Posted by admin at January 10, 2022

Category: Construction, Home Services

Hiring a contractor for any job can be stressful. For example, you may fear getting taken advantage of when they take their car to a new garage. Or being told you need to replace your hot water heater when really all it needs is a new gasket. The most extreme example may in fact be hiring a custom home builder. It is one thing to be charged for one item you don’t need. It’s a whole other scenario to have the building of your new home be a scam. Working with the wrong builder can result in low-quality workmanship or homes that don’t fulfill the customers requests. If you’re looking for a home builder Ocean County, read on to learn how to weed out the wrong contractors and find the right one.

Step One is to Take a Closer Look

One of the best initial ways to sort through potential home builders in Ocean County is to review each of their portfolios. When doing so, don’t just scroll through the page. Take a closer look.

Do you get a sense of the builder’s overall style? Does it match yours? Even when each home is unique. Most builders have a general style that runs through all their designs. Whether this be modern, stately, or elegant, builders with a style that doesn’t harmonize with your taste can confidently be crossed off your list.

Do all the homes look the same or are the homes truly custom? It is one thing to have a general sense of style, but it is entirely different if all the homes look essentially the same. Watch out for “custom” homes where all the details match. If the interior doors are all the same in each picture, they may not be the builder for you if you are hoping to build a genuinely custom home.

Great Home Builder Ocean County Firms Work With You

Excellent home builder Ocean County firms don’t just build homes. The really great ones listen to what their clients want and figure out how to make it happen. Certain builders don’t work with their clients, they work over them. Some people get railroaded by builders who simply want to manufacture as many homes as possible with little to no thought to what the homeowner wants. If you want a home you love, you need the right builder. Be sure your builder understands your wants and needs and that they can be accommodated before you sign anything. That being said, a quality builder will also tell you if something that you want is not safe or structurally sound. Also, experienced builders know what works and what doesn’t so their advice shouldn’t be ignored. A custom home builder should be building your home, not theirs.  

Quality Starts with Materials

It is one thing to stick to your budget, watch your spending, and save money on small details. It is another thing to try to save as much money as possible and sacrifice the quality of your home by going with low value materials. Great home builders in Ocean County know how to save you money in the right ways. Rather than sacrificing the lifetime of your roof by choosing a low-grade roofing material, save your money elsewhere. Think of things like door knobs, drawer pulls, and lighting fixtures. Not only do these items not affect the safety of your home, they are easily switched out after the building of your home is complete. Important questions to review with a builder before hiring them is your budget and how best to stick to it. Quality builders use quality materials to build quality homes.  

Home builder Ocean County firms should build the home you imagine; couple with arms around each others waists looking at field with superimpsed drawing of custom home

Learn More About Home Builder Ocean County

We have so much more information on how to pick a home builder in Ocean County. Ples, we even have information on custom home builders in general. Be sure to check out this article for knowledge from home builder Ocean County firms on building a custom home.

No Comments

10 0 2 Lawn Food with Crabgrass Prevention is Perfect for Regenerative Growth

Posted by admin at March 16, 2021

Category: Home Services, Organic Turf Management

10 0 2 Lawn Food with Crabgrass prevention in oval magnified off of an image of the product which is placed on top of an image of a lush green lawn being mowed by a push mower.

The health of the planet is not in great shape. What we do each and every day has an effect. We get to decide if that effect is a positive one or negative one. Good choices would be carpooling to work, driving an electric car, and choosing sustainable products and materials. Another example is regenerative agriculture. Committing to organic, green gardening is an impactful one. No matter if it is for a home lawn or if it is for a turf management specialist, choosing organic is the best decision for effectiveness and for the planet. Consumers used to believe that organic just meant expensive and ineffective. Nowadays, thanks to products like 10 0 2 Lawn Food with crabgrass prevention, this is far from true. It is easy to see how powerful this type of product is when used as part of a regenerative system.

The Details About Regenerative Agriculture

The reason there is such a large push for green gardening is that the chemicals and poisons some people choose to use don’t only harm their targets. Continued use of these products deplete the soil of essential nutrients. This therefore forces you to use more chemicals to supplement what is missing. If you consider this on a large scale, it is easy to see how harmful this is to the planet. In addition, poor soil condition worldwide is a large contributor to global warming. Healthy forests and healthy soil can store massive amounts of carbon dioxide preventing it from causing harm. This is where regenerative agriculture is making huge strides. This type of farming, turf and lawn care, and gardening practice rebuild soil organic matter and also restores soil biodiversity. Furthermore, the more people who choose organic, regenerative gardening, the faster the planet will heal.

Regenerative Growth for Turf Management Works

Using a regenerative growth system works because it works for itself. The goal is to use natural cycles to sustain the crop. It uses the process of photosynthesis as its engine. Through this system, soil health is restored along with biodiversity above and below the surface. This in turn, helps with irrigation and water retention. It also helps filter that water more efficiently providing cleaner and safer water. This cycle helps other ecosystems thrive which then improves the overall health of the soil and the crop. Where chemically treated lawns become dependent on the chemicals, an organic lawn does better with less intervention. The other advantage is that it gives turf professionals tremendous options for areas where pesticides and other harmful products are banned. The key to the reason 10 0 2 lawn food with crabgrass prevention by Branch Creek works lies in the soil. Healthy soil means healthy grass.

10 0 2 Lawn Food with Crabgrass Shield Fits in the Regenerative Growth Line-Up

10 0 2 Lawn Food with crabgrass shield is a regenerative product because it helps the plant use its own health to sustain itself. No plant, no matter how much intervention there is, can survive in unhealthy soil. This is how the viscous chemical cycle works. One pesticide destroys something. Then another chemical is used to replace that missing element. In turn, another toxin is needed to control another aspect that is out of balance because the soil health and biodiversity has been destroyed. Branch Creek 10 0 2 Lawn Food is exactly what lawns need. With effective crabgrass control, the result is always a lush, healthy, green lawn. When used in conjunction with other soil supporting products, 10 0 2 Lawn Food with crabgrass prevention sold by Tech Terra Environmental, healthier lawns and a healthier planet follow. It is a crucial element in the Branch Creek Regenerative Turf System.

A Regenerative Turf System with 10 0 2 Lawn Food with Crabgrass Prevention is Always the Right Choice

Chemically treated lawns can become addicted to their drug. It is a non-productive and expensive cycle where chemicals require the use of more chemicals to maintain a green lawn. What if you could do the opposite? Where the health of your lawn sustained itself? Well, a regenerative turf system that uses products like 10 0 2 lawn food with crabgrass prevention is the answer. These products use organic cycles to help fix problems, to improve the health of the soil, and therefore the turf. One huge advantage to these products that we haven’t even covered here is the safety level of these products. Especially when compared with common pesticides and toxins, it’s an easy decision. 10 0 2 Lawn Food with crabgrass prevention and products like it are always the right choice.

No Comments

Lavallette Real Estate Mortgage Terms

Posted by admin at December 14, 2020

Category: Financial, Home Services, Real Estate

Lavallette real estate is filled with beautiful homes like this blue with white trim 3-story home on the beach surrounded by beach grass.

Let’s start with the basics.  What is a mortgage?  In its essence, a mortgage is a loan. It is specifically a loan used to purchase a home or refinance a home and are used often in Lavallette real estate transactions. All mortgages are loans, but not all loans are mortgages. A loan is a sum of money given to one person by another person or, more likely, a financial institution, and the borrower agrees to pay the money back. Alternatively, mortgages are specifically used for real estate transactions. Mortgages are important because without them, people would have to have one hundred percent of the price of the home at the time of the purchase. While there are some people who may be able to afford to pay for a home in full, the majority of home sales will require the buyer to obtain a mortgage.

The First Step is the Preapproval Process

In most home sales, a buyer will need to be preapproved for a mortgage prior to being able to submit a bid on the home. What this means is that the seller wants to be assured that the buyer will be able to afford the home before advancing further in the buying process. It is important to shop around for a mortgage lender. Your Lavallette real estate agent is a great resource for recommending a mortgage lender. It is important to know about how much you are able to put down for a home and about how much you will be needing to mortgage. If you get preapproved for an amount that is lower than the home you want to purchase, it won’t help you a bit. This is why it is important to know your budget so that you get the appropriate paperwork.

Lavallette Real Estate Mortgage Terms

Principal

This is the actual amount of your loan. Just as with any loan, there will be interest applied to your loan in the amount determined by your mortgage. When you make a payment towards your mortgage, some of the money gets applied to the principle and some gets applied to the interest.

Interest

This is a fee charged for the lender allowing you to borrow the money. The rate is dependent on a few things such as credit score, credit history, employment, and current income. With a mortgage you can have a fixed rate or a variable rate. As it sounds, a fixed rate loan charges the same percentage each month for the life of the loan. Adjustable rates will vary based on market. Many of these types of loans will actually start with a fixed rate for a certain amount of time before switching to a variable rate.

Amortization

This is a term for how payments toward your mortgage are dispersed between the interest and the principal. A majority portion of payments in the early life of the loan will be applied to interest. As the loan ages, more and more of your payment will be applied to the principal balance.

Down Payment

This is the amount of money you will be paying up-front and will determine the amount of your mortgage. Most mortgages will require a certain percentage of the sale price in order to approve the loan. Obviously, the more money put down, the lower your loan, and the lower your payments. Also, a larger down payment will give you access to better loan terms.

Escrow

Aside from your mortgage, owning a home also comes with multiple other bills such as property tax and homeowner’s insurance. Many mortgage lenders will offer an escrow account.  This account acts as a checking account essentially. If you do sign up for an escrow account, your mortgage payments will be larger because you will also be sending in money for this account. The monies in this account will be used by your lender to pay the tax and insurance bills for you. As taxes and insurance change with time, your escrow payments and therefore your mortgage payments will vary month to month.

Loan Servicer

In many instances, the loan servicer will be from the same company that holds your loan, but this is not always the case. A servicer is a company who handles all the details of your mortgage. They answer any questions you have about your loan, process payments, and handle your escrow account if you have one.

Lavallette real estate will require a mortgage in most instances. 2 peoples hands shown pointing at papers, one appears to be male and 1 female. Male hand is holding pen in right hand and has a black leather watch on left wrist.

Lavallette Real Estate Transactions Often Deal with Mortgages

The Lavallette real estate market is a very desired one. The beautiful homes available in this region are highly sought after. This usually means that home prices are higher compared to homes in other markets. The higher the price, the more likely you’ll need a mortgage. When you first pair up with a Lavallette real estate agent, like those at Birchler Group who are very experienced in this market, one of the first things you’ll need to determine is what price range you are looking at. Once you know this, you can determine your budget and begin the mortgage preapproval process. When you team up with the right realtor, they will help you through this journey.

Understanding Mortgage Insurance and Closing Costs

Two additional factors to be aware of in the Lavallette mortgage process are mortgage insurance and closing costs. These components often catch first-time buyers off guard, but they play a critical role in the affordability and final terms of your home loan.

Mortgage insurance, often called PMI (Private Mortgage Insurance), is typically required if your down payment is less than 20% of the home’s value. This protects the lender in case the borrower defaults on the loan. While PMI increases your monthly payment, it can be removed once you’ve built up enough equity in your home. This is usually when you reach 20% ownership. If you’re using a government-backed loan, like an FHA mortgage, the rules around mortgage insurance may differ. It iss important to discuss this with your lender.

Closing costs are another important part of finalizing your mortgage. These are the fees and expenses associated with completing a real estate transaction. In Lavallette, these may include appraisal fees, title insurance, attorney fees, taxes, and lender-specific charges. Typically, closing costs range between 2% and 5% of the home’s purchase price. Some lenders may allow these fees to be rolled into the mortgage. However, paying them upfront can reduce your overall debt.

People shaking hands in the background with wood blocks spelling out the word mortgage in the foreground

Planning for both mortgage insurance and closing costs ensures that there are no surprises when you reach the final steps of your home purchase. Your Lavallette real estate agent, especially one experienced with the unique aspects of the local market like those at Birchler Group, will help guide you through the entire process. This includes all steps from viewing properties to finalizing your loan and signing the closing documents. Having a team that understands both the real estate and financing sides can make all the difference in a smooth home buying experience.

No Comments

Furnace Repair Manasquan Area Technician Clears Up Energy Efficiency Ratings

Posted by admin at September 10, 2020

Category: Home Services

Furnace repair Manasquan technician in front of opened furnace

There are so many certifications, designations, titles, and descriptors for everything nowadays it can be hard to keep everything straight. When it comes to energy efficiency, there’s a core group of ratings that are important to know about. Here we’ll cover EER, SEER, AFUE, HSPF, and MERV. Knowing these ratings is important to know when purchasing a heating and cooling system or individual parts. These numbers will give you an idea of how efficient the machine is. This directly links to how much it costs to operate per season. Even buying the most energy efficient units does not mean you unit won’t need regular maintenance. In fact, scheduling annual furnace repair Manasquan from an experienced team like Toms River Heating and Cooling is going to help keep your machine as efficient as possible for as long as possible.

Energy Efficiency Ratio

The EER rating of a system gives you a rating of the system functioning under extreme conditions.  An air conditioner is tested for its efficiency under temperatures in excess of 95 degrees Fahrenheit.  This number is what tells you how the unit performs under extreme conditions.  It also takes humidity removal into account.  The rating is determined by dividing the British Thermal Units (BTU) by the wattage used. An example would be if a 15,000-BTU air conditioner used 1.500 watts, it would have an EER rating of 19 (15,000/1,500=10).  The higher the rating, the more efficient, and also, unfortunately, the more expensive the machine is.

Seasonal Energy Efficiency Ration

The SEER rating is a less broad than an EER rating.  This rating will tell you how much energy the unit uses over the course of an average season. The higher the rating the more efficient the unit. It is important to take all ratings available into account when selecting a new system.  A high SEER rating does not automatically mean it also has an impressive EER rating.  As with the EER rating, typically the price of the unit rises along with the SEER rating. The best place to find all these ratings is on the Energy Guide label that is on most appliances.

Shared from Consumer.FTC.gov

 If this all seems confusing so far, we agree! It’s best to speak with an experienced team who provides furnace repair Manasquan so they can recommend units that are best for your area.

Heating Seasonal Performance Factor

Just like SEER, the HSPF is calculated based on usage over the course of a typical season.  It looks at the heat output versus wattage used. So, SEER looks at the pump during a cooling setting and HSPF looks at the pump during a heating cycle.  Depending on where you live and what types of temperatures are typical of the area dictates which rating will be more important for you.  For example, customers who live in warmer climates will want a better SEER rating versus HSPF.  On the other side, people who live in colder areas should pay more attention to a HSPF rating.

Annual Fuel Utilization Efficiency

The AFUE rating for a furnace assesses how efficiently the unit converts fuel to heat. One of the easier ratings to understand, this is shown as a percentage. A furnace with a 75% AFUE uses 75% of it’s fuel to make heat and 25% gets lost through the chimney.

More Money Means Better Machine Right?

As we mentioned a few times so far, the more efficient a unit is, the more expensive it typically is. Is this extra money worth it?  Well, the answer unfortunately is, it depends.  The purchase of an HVAC system is an investment. You need to take into account the monthly running costs.  It is honestly about finding the right balance of price, efficiency, and cost to run that you can afford.  Most of the more expensive items will, however, usually cost less to operate on a monthly basis. This means you could get the money spent on the system back in savings multiple times during the lifetime of the machine.

Efficiency Does Not Replace Furnace Repair Manasquan

No matter what ratings you look at and if you find the most efficient system on the market, it still needs routine maintenance.  The best thing you can do to avoid needing furnace repair in Manasquan is staying current on annual inspections of your HVAC system.  Having the machines looked at by professionals at least once a year can help avoid major damage and costly repairs.  If you neglect this step, you could very be left out in the cold figuratively and literally.

Understanding MERV Ratings and Indoor Air Quality

Energy efficiency ratings like EER, SEER, AFUE, and HSPF focus on saving money and maximizing performance. However, many often overlook the crucial rating of Minimum Efficiency Reporting Value (MERV). This rating measures the effectiveness of air filters in removing particles from the air in your home. A MERV rating ranges from 1 to 20, with higher numbers indicating better filtration capabilities.

For residential use, professionals recommend filters with a MERV rating of 8 to 13. These effectively capture dust, pollen, mold spores, and even some bacteria. However, if anyone in your household suffers from severe allergies or respiratory issues, a filter with a MERV rating of 14 or higher may be worth considering. It’s important to note that while higher-rated filters provide better air quality, they can also restrict airflow potentially reducing efficiency and increasing energy costs.

dirty air ventilation grill of hvac with clogged-filter

Regularly changing your furnace filter is another simple yet critical step in maintaining both energy efficiency and air quality. A clogged filter not only diminishes air quality but forces your system to work harder. This can shorten its lifespan and increase the likelihood of needing furnace repair in Manasquan.

Additionally, for homeowners in the Manasquan area, the humid coastal environment can introduce extra challenges for indoor air quality. High humidity levels can encourage mold growth and exacerbate issues with airborne particles. Pairing a high-quality air filter with a whole-house dehumidifier can make a significant difference.

When it comes to keeping your HVAC system running smoothly and your home comfortable, consulting professionals like Toms River Heating and Cooling ensures you’re making the best decisions for both energy efficiency and air quality.

If you’re interested in another important part of your home that needs to be inspected yearly, read this article!

No Comments

Best Home Builder Ocean County Has Talks Priorities

Posted by admin at June 14, 2020

Category: Home Services

Home Builder Ocean County, Beach home with blue exterior with text "Welcome Home" superimposed

In relation to building your own custom home in Ocean County, there are several issues to think about. It can be staggering to even the best prepared. Several individuals think that choosing a plot of land is among the leading priorities for starting the home building journey. We disagree. In reality, we feel the top 3 issues to consider and select are your spending budget, your time frame, as well as the very best home builder. We located Monetti Custom Homes and think they can certainly be described as being the best home builder Ocean County has to offer. With virtually 75 years of expertise of delivering high-quality, elegant custom houses, you can’t find any better.

The Timeline

Once you decide to begin the journey which is building a custom home, you are going to need to look at your timeline.

• How will weather affect the timeline? For those who reside in an especially cold or snowy environment, you could have to add a considerable amount of extra time into your timeline. This may help account for developing delays as a consequence of climate.  Extremely hot environments can have negative effects on building materials and jobs as well.

• Are there any big occasions coming up? Think of the next year of your life and consider what big events are taking place. Perhaps you are expecting a child. You will have to figure out how to plan accordingly so you are free and clear of any important moments.

• When will you move out of your current residence? In the case that you are renting when you get started creating your new house, you’ll want to try to line up the end of the lease with the completion of the new home. For those who currently own, you will need to choose how soon you want to move out of your existing dwelling. Also, you’ll have to choose when to list your current home to hopefully have the closing coordinate with the finalization of your new home.

There are numerous items to think about on the subject of preparing your timeline. Working with only the perfect home builder in Ocean County is essential so you may plan appropriately.

Budget

Money runs everything correct? Well in this case, yes, it does. Recognizing what your spending budget is will impact just about every single selection you have to make in the house constructing process. From picking a plot of land to deciding on finishing design and styles, the price of every little thing matters for each and every selection.

Before you even begin contemplating creating a custom home, you will have to figure out how much you will be functioning with. Some things to consider are the cost of land, fees and taxes, permits, architect, and landscaping. And that is only the smallest percentage of your charges linked with building your very own house. This is why one of the other top priorities we feel is locating the right builder. With their knowledge, they’ll assist you in appropriately estimating numerous elements in the house building process. The more accurate your budget is, the better off for you through the whole process.  It will certainly help you avoid the pitfall of running out of money before your home is completed.

Select a Home Builder in Ocean County

A good builder will build you a house. An excellent builder will build you a home. When you select the perfect home builder in Ocean County, the outcome will always be worth the money and time. Building a custom home could be a daunting job to say the least. However, any time you partner with the best home builder Ocean County has, the entire approach becomes a great deal more manageable. They’ll be able to help you navigate the complete journey aiding you in preventing common issues. They know this procedure inside and out so there isn’t any better resource for you than your builder. Nevertheless, if you are going to place all your trust in your builder, you better select the best one.

A single other essential element to think about when speaking with prospective builders is just how much do they listen to you? When you go over your concepts, do they seem receptive? Or do they substitute what you want with what they would rather do instead? When your brand-new custom home is finished, you want to feel that all of your dreams have been fulfilled. The last thing you want to feel when you walk into your completed home for the first time is disappointment. Numerous builders have preferred approaches and materials that they may want to pressure or convince you to use instead.  Even the smallest change can affect the final product of your dream home. You want to be able to trust your builder to have exactly the same objective as you do. To produce your vision. To build you the home of your dreams.

Choosing the Top-Rated Home Builder Ocean County Has is Crucial

Even though the list of priorities for similar tasks can differ drastically from individual to individual, in terms of building a custom home, your top priority ought to be deciding on the most effective home builder. Anything less places your dream in jeopardy. If you’re seeking the top home builder Ocean County can offer you, look no farther than Monetti Custom Homes. With years of experience, practical knowledge, and the highest quality work, they’re going to help make your dream a reality.

The Importance of Clear Communication with Your Builder

Homeowner and custom home builder in Ocean County speaking about plans in a field

Once you’ve narrowed down your options and selected a home builder in Ocean County, maintaining open and clear communication is essential. A strong builder-client relationship is built on transparency, trust, and mutual understanding. Before signing a contract, ensure that your builder is willing to communicate effectively throughout the entire process.

Start by discussing expectations for timelines and updates. A reputable home builder should provide you with a projected schedule, detailing key milestones in the construction process. This helps prevent miscommunication and ensures that both you and the builder remain on the same page.

Additionally, be upfront about your must-have features and design preferences. If you have specific requests—such as an open floor plan, custom kitchen cabinetry, or energy-efficient upgrades—make sure your builder understands and is willing to accommodate them. Some builders may try to push their own vision rather than listening to yours. A great builder will work to bring your ideas to life while offering expert guidance on what is feasible and practical.

Another crucial factor to consider is how your builder handles changes or unexpected challenges. Custom home construction doesn’t always go exactly as planned, and unforeseen circumstances—such as material shortages or zoning restrictions—may arise. A trustworthy home builder in Ocean County will be upfront about any modifications, offer solutions, and keep you informed at every step.

By prioritizing communication from the start, you can ensure a smoother building process and minimize stress. Working with a home builder who values transparency and collaboration will ultimately help you achieve the home of your dreams without unnecessary complications.

Don’t forget to bookmark our News Page for convenient access to our articles!

No Comments
« Previous